TIME IS RUNNING OUT TO TAKE ADVANTAGE OF THE TAX CREDIT. IF YOU HAVE NOT CONTACTED ME YET, PLEASE CALL ME SO I CAN HELP YOU FIND A HOME IN TIME SO YOU DO NOT MISS OUT ON THE TAX CREDIT.
TAX CREDIT FOR FIRST TIME HOME BUYERS AND REPEAT HOME BUYERS
First time home buyers may be eligible to receive a maximum $8,000 tax credit through April 30, 2010. Current homeowners may be eligible for a credit up to $6,500. For current homeowners, as long as you have lived in your current home and it was used as your principal residence for 5 consecutive years out of the last 8 years, you are eligible for up to a $6,500 tax credit through April 30. For both tax credits, buyers must have a binding contract by April 30, and you must close by June 30. Income limits apply to these credits and you should check with your accountant to see if you qualify. So take advantage of these tax credits while they are still being offered! Prices are stabilizing and interest rates are still low. If you were on the fence about selling and want to downsize (or upsize), call me and I will give you a compliementary home price evaluation.
***ATTENTION MILITARY PERSONNEL*** The tax credit is extended an extra 12 months for military personnel. You have until April 30, 2011, to sign a binding contract and until June 30, 2011, to close the purchase. The extension is available to individuals or their spouses who serve on qualified official extended-duty service outside the country for at least 90 days between January 1, 2009, and April 30, 2010. In order to qualify, only one spouse needs to be overseas during that time frame. In addition to the extension, eligible members of the armed services, intelligence community or foreign service do not have to repay the credit if their home is sold or ceases to be a primary residence within the first three years as a result of orders sending them to a new duty station at least 50 miles away.
_____________________________________________________________________________ You probably know how important it is to find the right real estate agent when you are focusing on a financial investment as substantial and as personal as your home. What you should know about me, as a Weichert Sales Associate, I believe wholeheartedly in the unique, personal nature of real estate. You will see that revealed in how I follow through on what I promise, as I carefully guide you through the many steps and decisions along the way. I am fully committed to providing you with what my company calls, "The Weichert Difference" a noticeably higher level of service that will make your real estate experience as easy and as stress-free as possible.
What can you expect from me?
Personal and knowledgeable service that is genuinely responsive to your needs.
A neighborhood specialist's familiarity with local communities, home values and price trends.
Top professional skills continually refined through Weichert training programs respected industry wide.
Advice and guidance throughout the entire process.
Commitment to help you leverage Weichert's many resources. I can save you valuable time and effort in securing home financing, insurance and home connections.
Feel free to contact me anytime, whether it's to get started on helping you realize your goals and dreams or just to ask a question.
PROPERTY SEARCH: Search properties for sale. Once you find the property you are looking for, click on the property photo, then click on Neighborhood tab. You will then be able to get local information, school information, demographics, economy and much more!
BUYERS: Financing Tools will answer just about every question you may have on purchasing a home. Also click on the links on the left side of the page for more information.
SELLERS: Click on the links on the left side of the page for some tips on selling your home. Contact me for a complimentary price analysis of your home.
TRUTH IN LENDING LAWS REVISED: The Government has set new requirements for obtaining a mortgage, effective July 30, 2009. In summary, Lenders must give good faith estimates of mortgage loan costs within 3 business days after you apply for a loan. Lenders may not collect fees before the disclosure is provided, except to obtain a credit report, and closings may not take place until 7 days after you receive the disclosure. How does this affect you? It protects you and will add a few days to the closing process. Click here to read the entire Regulation Z from the Federal Register.